Terms and Conditions Agreement

📍 Address: 2885 Lakeside Drive, Santa Clara, California, 95054, USA

KYC/AML Compliant

We follow strict verification and compliance procedures

U.S. Regulated

SEC-aligned and FinCEN compliant operations

Risk Disclosure

Trading involves substantial risk of loss

1Acceptance of Terms

By registering, depositing, or using the APX platform, you agree to these Terms and Conditions ("Terms"). If you do not agree, you must refrain from using the platform.

2Company Overview

APX – Automated Pocket Xchange ("APX," "we," "our," "us") is a U.S.-registered fintech company specializing in AI-powered trading automation and digital asset management. APX provides secure, transparent, and efficient trading services using blockchain and artificial intelligence technologies.

3Eligibility

You must be at least 18 years old and legally authorized to participate in digital trading activities in your country of residence.

4Investment and Earnings

  • Minimum deposit: $10 per account
  • Daily profit: 1%, generated automatically through APX AI trading
  • Trading cycle: 100% trading completion required before withdrawal
  • All cashouts are subject to a 4% administrative fee
  • Returns are based on automated AI trading performance and market conditions

5Referral Program

  • Users receive a 5% referral bonus for every new verified investor they invite
  • Bonuses are credited instantly after the referral's account is verified and activated
  • Referral commissions are eligible for daily instant cashout, available anytime
  • A 4% administrative fee applies to all referral withdrawals
  • Referral bonuses are non-transferable and may be revoked if fraud, duplication, or self-referral is detected
  • APX reserves the right to review, adjust, or suspend referral rewards to protect system integrity

6Withdrawals

  • Withdrawals are only available once the trading cycle is completed (100%)
  • A 4% admin fee is automatically deducted from each cashout
  • Processing time: 24–48 hours, depending on system load and network verification
  • Withdrawals made to unverified accounts or wallets will be rejected

7Security and Compliance

  • All clients must complete KYC (Know Your Customer) verification before activation
  • APX adheres to AML (Anti-Money Laundering) and FinCEN standards
  • All transactions are monitored and recorded through blockchain-based verification for full transparency
  • Users are responsible for maintaining their login credentials and security PINs

8Platform Access

  • The APX platform is available via web, Android, and iOS applications
  • We may temporarily suspend access for upgrades, maintenance, or regulatory review

9Risk Disclosure

All digital asset trading involves risk. While APX uses AI automation to reduce human error, market conditions may cause fluctuations. Users acknowledge that profits are not guaranteed and agree that APX shall not be held liable for losses due to external factors or user negligence.

⚠️ You acknowledge that cryptocurrency trading involves substantial risk and you may lose some or all of your investment.

10Prohibited Activities

Users must not:

  • Create multiple accounts to exploit bonuses or referral rewards
  • Engage in fraudulent transactions or chargebacks
  • Attempt to hack, manipulate, or reverse-engineer APX systems
  • Violations will result in immediate account suspension and forfeiture of funds

11Fees and Charges

  • All fees, including administrative and network charges, are displayed before finalizing a transaction
  • APX reserves the right to modify fee structures with notice to all clients

12Data Privacy

  • APX complies with U.S. and International Data Privacy Laws
  • All user data is encrypted and used solely for verification, compliance, and communication purposes

13Limitation of Liability

APX shall not be liable for financial losses arising from system outages, third-party payment issues, or market volatility. Users assume all trading risks associated with digital asset transactions.

14Amendments

  • APX reserves the right to amend these Terms at any time
  • Updates will be posted on the official website and will take effect upon publication

15Contact Information

📍 Address: 2885 Lakeside Drive, Santa Clara, California, 95054, USA
🌐 Website: www.apxchange.io
💬 Support: For assistance, please use our official chat support available when you log in to your account